LIABILITY CLAIM: UNDETECTED ASBESTOS
BACKGROUND
When a homeowner was undergoing a kitchen remodel with a licensed general contractor, their neighbor discovered they had asbestos. The homeowner’s kitchen remodeling contractor failed to detect this throughout their lengthy project, and they later discovered he had also failed to pull permits. They hired an attorney, who pulled in a construction and insurance expert and they sued the contractor. The contractor turned it over to his insurance carrier, citing liability insurance coverage. The insurance company denied the claim twice, stating there was pollution. The attorney alleged that the contractor liability insurance should have covered it.
“The insurance company denied the claim twice, stating there was pollution. Adjuster Consulting reviewed an 800-page summary and created a 13-page report that resulted in a paid claim.”
SOLUTION
Adjuster Consulting conducted a thorough review and investigation. After carefully reviewing an 800-page summary, Jim Heiden created a detailed 13-page report that dissected the denials with a verdict that the liability insurance should cover the claim. His report was shared with attorneys and the insurance company paid the claim.
